My Neighbor’s Wife Had Been Writing Me Checks For Eight Months

Daniel Foster

My neighbor kept his boat on my side lawn for eight months, on top of the garden beds my late husband built, and when I asked him to take it off he said, “That boat’s worth more than your house, Lynda.” So one night I fenced it in. I never once thought about what a man like that does next.

Ralph dug those four beds the spring before his heart quit, and his tomato cages were still under the trailer wheels.

Dalton Vanderlinden bought the big gray house next to mine two summers ago.

He owned a roofing company, and he had a three-car garage and a driveway you could land a plane on.

The boat never went in either one.

The first weekend, I figured he was cleaning it out for the season.

The second weekend I walked over with zucchini bread and asked nice.

By October the trailer had sunk two inches into Ralph’s beds and the cedar edging was split like kindling.

I caught him one evening while he was hosing off the hull.

“Dalton, can you keep this over on your side? It’s sitting on Ralph’s garden,” I said.

He looked at the busted boards. Then at me.

Then he grinned.

“Lynda, it’s dirt,” he said.

“It’s my dirt.”

He pointed the hose nozzle at my siding. “Be nice. That boat’s worth more than your house.”

And he went back to washing it.

His wife Ciara waved at me from their kitchen window with a dish towel, like it was any other Tuesday.

After that I tried everything a sixty-three-year-old widow with a phone and a pen can try.

Notes taped to the hitch.

A letter to the homeowners’ association, which meets twice a year and has never once decided anything.

I even found him a storage lot out on Route 18 that charged ninety dollars a month.

“Ninety bucks for what? I’ve got your yard,” he said.

Some weekends he’d tow it out to the lake.

Monday it was back, a foot closer to my kitchen.

Somewhere in there I quit believing it was about space.

He liked watching me look at it.

The last Saturday in April, I spent eleven hours rebuilding two of Ralph’s beds by hand. New cedar. Forty bags of soil. Seed potatoes he would’ve teased me for planting so early.

Sunday night I came home from choir and the trailer was parked dead center on the new boards.

Both wheels.

I sat in my car with the engine running for a long time.

Then I called Miguel.

Miguel Treacy put up fences for forty years before his knees retired him, and he still had a crew that owed him favors.

“I need eight-foot posts. Set in concrete. Tonight,” I said.

“Around what?”

“The boat.”

He went quiet so long I thought the call dropped.

“Lynda. No.”

“Eight months, Miguel.”

“So call the county. Get a lawyer to write him. Don’t build a cage around a man’s boat,” he said.

I told him I’d pay the crew double.

He showed up at ten with three guys and an auger.

By six in the morning there was galvanized chain-link all the way around that boat, every post sunk in wet concrete on my side of the survey stake.

No gate.

That part was mine.

The trailer couldn’t roll forward. It couldn’t back out. A truck couldn’t even get a hitch to it.

I made coffee and sat out on the steps to wait.

Dalton came out at 7:20 in his work polo, keys in his hand.

He stopped halfway down his driveway and stood there so long Ciara came out behind him in her slippers.

Then he crossed the grass.

“LYNDA.”

“Morning, Dalton.”

“What did you do to my boat?”

“Nothing. I put up a fence. On my side of the stake.”

“THERE’S NO GATE.”

“No, there isn’t.”

His whole neck went red, all the way up into his hairline.

“Take it out. Today.”

“You had eight months to move it.”

He grabbed the chain-link with both fists and shook it, and it didn’t even rattle.

“I’ll rip this out myself.”

“I wouldn’t. That concrete’s still curing on my land.”

He said lawyer about nine times. He said sue. He said that boat cost more than I made in four years running a cafeteria.

Miguel came by at noon and stood between us like a referee.

“We cut one panel, you tow it out, everybody’s done by two,” he said.

Dalton looked right past him at me.

“I’m not begging HER for a damn thing.”

He was already dialing somebody.

By three o’clock there was a crane truck at my curb, yellow as a school bus, the boom folded down over the cab.

Kay came over from across the street with her lawn chair.

Then the Murphys from the corner, and their two, Sana and Aarav, sitting on the curb with freezer pops.

Then everybody.

The operator was maybe thirty, with a beard and a clipboard, and he said his name was Shmuel.

He walked the whole fence twice. He looked up at the power line over the street. He looked a long time at the corner of my house.

“Mr. Vanderlinden, the angle’s bad. That line’s tight, the house is right there. Cut the panel,” he said.

“No.”

“With the panel out it’s a forty-minute job.”

“I’m paying YOU. Pick it up.”

“Sir, it’s going to want to turn on me.”

“Then hold it.”

Shmuel ran his straps and set out cones and walked all of us back to Kay’s side.

Miguel stood with me on my steps.

“Go tell him to cut the panel, Lynda. End this.”

“He called the crane. Not me.”

“That’s not the point and you know it.”

I didn’t answer him.

At four the truck’s engine wound up and the straps went tight.

The trailer creaked. The hull came up off it an inch at a time.

Then it was just hanging there, over the fence, over Ralph’s beds, turning a little in the air.

Dalton had his arms crossed. Kay had her hand over her mouth.

And I had my coffee, and God help me, I was smiling.

Then the wind came up off the lake.

The stern swung out.

Slow.

Then not slow.

“EVERYBODY BACK,” Shmuel said, and he said it loud.

The boat came around on the straps, swinging at the house.

Right at the bay window.

Miguel grabbed the back of my sweater and I went down two steps backward and dropped the cup.

The noise was like a dumpster lid coming down on a car.

The stern hit the corner of my roof.

The gutter came off in one long piece. The bay window Ralph and I put in for our twenty-fifth went white with cracks. Shingles came down the steps like somebody dropping plates.

Shmuel got it under control somehow and set it back down on the trailer, inside my fence.

Nobody on that street said one word.

Then Dalton ran to the boat.

“LOOK AT MY HULL.”

“YOU PUT YOUR BOAT THROUGH MY WINDOW.”

“Because of your fence,” he said, jabbing a finger at the chain-link.

“Because of your boat on my husband’s garden.”

Shmuel walked straight between us with a hand up at each of us.

“Nobody got hurt, and nobody’s going to. That thing doesn’t go back up today,” he said.

Dalton asked him what it would cost to try again tomorrow.

Shmuel just looked at him.

People folded up their lawn chairs.

And there I was on my own wrecked steps, with a fence that had no gate, a boat inside it, and a window I couldn’t see through anymore.

I’d built that fence to make him pay for something.

Then Ciara came across her lawn toward me in those slippers, holding her phone out at arm’s length.

“Lynda, before you call anybody,” she said, “you need to read what our insurance man just texted me.”

Ciara’s phone

She held it so close to my face I had to lean back to read it.

Her nails were painted the same gray as their siding.

Called the carrier. Boat’s on the company policy, kept at the shop yard on Route 18. If it’s been sitting at the neighbor’s, they deny the hull AND her house, and you two pay for both. Also your books show $400 a month to L. Morrow for storage since September. Is there a lease? Don’t let Dalton talk to her or anybody till I call.

I read it twice.

My coffee was running down the bottom step into the shingles.

“L. Morrow,” I said.

“That’s you,” Ciara said.

“I know who it is.”

“I write those checks. The first of every month. I do the company books on Tuesday nights.” She pulled the phone back against her chest. “He said you two worked it out. He said you didn’t want it on paper, so it went on mine.”

“Worked what out?”

“The lawn. Four hundred a month.”

Across the grass Dalton was bent over the hull with Shmuel. He was running his hand along a long white scrape like it was a dog that got hit by a car.

I looked down at Ciara’s slippers. Pink, with the backs crushed flat from walking in them like shoes.

“Ciara, nobody gave me four hundred dollars. I got told it was dirt.”

She didn’t move.

She looked over at her husband, and then back at me, and then at the phone like it might say something different the third time.

“Then who’s been cashing them?”

Ralph’s green notebook

She went back across the lawn before Dalton turned around. She didn’t say she’d call. She didn’t say anything.

I stepped over the shingles by my front door and went in and got Ralph’s notebook out of the drawer by the stove.

It’s a green spiral one from the drugstore. The cover has gone soft as a dish rag.

Ralph started it the spring he built the beds. Every Monday after supper he went out, with a flashlight if he had to, and wrote down what was up and what was dead.

Bed 2, beans up. Bed 4, something ate the lettuce. Kay’s cat?

That same spring he paid a man with a tripod six hundred dollars to survey our lot. He wanted the beds right on our line and not one inch over.

“Now nobody can ever tell us,” he said, and he folded the map into the back cover of the notebook.

That’s the map I carried out to Miguel’s crew at ten o’clock Sunday night, so they’d know where the stake was.

After Ralph’s heart quit, I kept writing in it.

I don’t know a thing about gardens. What I know is logs.

Twenty-two years I ran a school cafeteria, and twice a day for twenty-two years I wrote the walk-in cooler temperature on a clipboard by the door. You don’t skip a line on a log. A skipped line is the one the inspector asks about.

So every Monday I went out and wrote down the beds the way Ralph would have.

And the first Monday in September, I wrote down the boat.

Boat on beds 3 and 4. White. On a trailer. D’s.

I took a picture of it with my phone, and a picture of the page, because that’s what you do with a log.

The next Monday I did it again.

I did it every Monday. The phone puts the date on every picture.

The second weekend, when I walked over with the zucchini bread, Ciara answered the door. Dalton was in the shower, she said. She’d tell him.

I’d put the bread on my good glass plate, the one with the blue rim that was my mother’s.

I never got that plate back. I still think about it more than I should.

What Ciara and I had was January.

There was an ice storm the second week, and Dalton was down in Florida at some roofing show. At eleven at night somebody knocked on my back door. Nobody uses that door but family.

It was Ciara, in sneakers with no socks, soaked to the knees. She’d put her car in the ditch at the end of the lake road.

I took Ralph’s truck and the bag of kitty litter he kept behind the seat, and his tow strap, and I got her out.

In the truck she said, “Please don’t tell Dalton. He’ll make a whole thing out of it.”

I never told him.

The rest of the street loved Dalton. He plowed Kay’s driveway with the blade on his company truck all winter and wouldn’t take a dime. He did the Murphys’ gutters for free. On the Fourth he took Sana and Aarav out on that same boat and let Aarav steer.

“That’s a good neighbor, Lynda,” Kay told me once. “You don’t get many.”

I sat at the kitchen table with the notebook open until it got dark.

The cracked bay window let in a cold line of air.

I wrote the day’s entry under the last one. Monday. Boat lifted at 4. Stern hit the roof. Gutter off. Window gone.

Through the white cracks in the glass, the light came on in Ciara’s kitchen.

She sat down at the table with the big checkbook. On a Monday.

The blue tarp

Tuesday at seven a truck with VANDERLINDEN ROOFING on the door backed up my driveway.

Two of Dalton’s guys got out with a ladder and a blue tarp.

They didn’t ask me. They climbed my roof and tarped the corner and screwed a sheet of plywood over the bay window, right over the cracks.

Ralph’s window. Screwed shut from the outside.

Dalton came over with a coffee in each hand and gave me one. He was smiling the way he smiled at the Murphy kids.

“Lynda. We both had a bad day,” he said.

“I had a worse one.”

“That’s why I’m here.” He pulled a folded paper out of his back pocket. “Read this. Sign it. My guys do your whole roof, new gutters, the works. I’ve got a window guy in Roscommon. You don’t pay a nickel.”

It was typed.

I, Lynda Morrow, state that the vessel was placed on my side lawn on the evening of Sunday, April 26, without prior arrangement, and that on the same night I erected a fence enclosing it.

That was all. Two lines and a place for my name.

“Sunday,” I said.

“That’s when it went over there.”

“It’s been over there since Labor Day.”

“Not the way the insurance cares about.” He tapped the paper. “The adjuster’s coming tomorrow at ten. I need that signed before she gets here.”

“Your wife’s been writing me checks.”

His smile didn’t move at all.

“Ciara writes a lot of checks.”

“Four hundred dollars a month. For my lawn.”

“Those were for your trouble. Neighbor stuff.” He drank his coffee. “And you cashed every one of them, Lynda. They cleared. So I don’t know what you’re getting at.”

“I never saw a check in my life with your name on it.”

“Then you’ve got a problem,” he said. “Because the bank says you did.”

Kay was coming across the street in her housecoat. She’d seen the truck.

Dalton turned around and raised his voice for her.

“Kay. Christmas. You saw me hand Lynda an envelope on her porch, right?”

“I did,” Kay said.

It was a Christmas card. A picture of the boat on the front with a bow on it, and a gift card inside for twenty dollars at the bait shop. I’d put it in the junk drawer.

“That was a card, Kay.”

“Honey.” Kay put her hand on my arm. “He did my gutters for nothing. He plowed me out every single time. Sign the man’s paper and let him fix your roof.”

Dalton held out a pen.

I didn’t take it.

He folded the paper back up and put it in my coffee hand, around the cup.

“Ten o’clock tomorrow,” he said. “Or my guys take that tarp back down, and it rains in your kitchen.”

Page nine of my policy

I called the agency in town at nine.

The woman who does my policy sang alto beside me for ten years. She’s known me since before Ralph got sick.

I told her everything, because she asked me how it happened and I don’t know how to tell a thing halfway.

The boat. Eight months. The fence. Ten at night to six in the morning. No gate.

“No gate,” she said.

“So he couldn’t move it.”

She didn’t say anything for a while. I could hear her clicking.

“Lynda, I’m reading page nine of your policy. There’s a section on loss caused by an intentional act of the insured.”

“I didn’t swing the boat into my house.”

“No. But you built the fence so he couldn’t move it. And the crane came because of the fence. That’s how they’re going to write it up.” More clicking. “And was he paying you to keep it there? Because if you were renting out that lawn, that’s a business use, and your homeowners doesn’t cover a business.”

“I never got a dime.”

“Somebody’s books say you did.”

One of Dalton’s guys had told me on his way down the ladder what it would run. Fourteen thousand, he said, for the corner, the gutter and the window, and that was his boss’s price.

I had eleven thousand four hundred dollars in the credit union.

That was what was left of Ralph. The life insurance, after the funeral and the furnace.

“So if they say I did it,” I said, “who pays for my house?”

“You might, Lynda.”

I sat there with the phone and looked at the plywood where my window used to be. Somebody had written 36 x 60 on it in carpenter’s pencil.

“One more thing, and I’m only asking because the adjuster will,” she said. “Did that fence have a permit?”

“It’s eight feet. Miguel’s crew put it up.”

“Lynda.” She said it soft, the way you tell somebody their dog got out. “The county limit on a side lot is six.”

A note on my storm door

I went to the credit union that afternoon and printed out every statement since September.

I needed to see it on paper.

Eight months. Not one deposit I didn’t make myself. My Social Security, my pension from the school district, and the twelve dollars a month in interest.

I drove home and there was a note on my storm door, taped on with packing tape.

Four strips, one on every side. The way I’d taped mine on his hitch.

It was typed like the other one.

Fence comes down by 10 a.m. Wednesday or I file against you AND your installer for the hull. $41,000. Your crew dug without a permit at night. I have every one of them and their truck plate on my door camera.

I called Miguel and read it to him.

He came over in twenty minutes. In my kitchen he read it himself, twice, standing up, and then he set it down on the table very carefully, like it was hot.

“The guy on the auger has a contractor’s license,” he said. “He’s got two kids and a license, Lynda. He came because I asked him.”

“Whatever it costs, I’ll cover it.”

“With what?”

I didn’t have an answer for that.

“Sign his paper.” Miguel sat down hard in Ralph’s chair. “Let him roof your house. I’ll come cut the panel myself in the morning. We all walk away.”

“He wants me to say it got here Sunday.”

“So say it got here Sunday.”

“Ralph’s beds have been under that thing since Labor Day, Miguel.”

“Ralph’s dead, Lynda.”

He shut his eyes after he said it. He put his hand over them.

“I’m sorry,” he said. “I’m sorry. But I told you on the phone. I told you not to build a cage around a man’s boat.”

He left a little after nine. He didn’t take his coffee cup to the sink, and he always does.

I sat with the note and the paper and the pen.

I had the pen uncapped. I won’t tell you I didn’t.

At ten-fifteen somebody knocked on my back door.

The back of the September check

It was Ciara, with a laptop under her arm and her coat over a nightgown.

“He’s asleep,” she said. “Can I come in?”

She sat down in Ralph’s chair, where Miguel had been, and opened the laptop on the table next to the note.

“The bank keeps pictures of every check,” she said. “The front and the back. I never once looked at the back.”

She clicked.

There was the September check. VANDERLINDEN ROOFING up top. Pay to the order of L. Morrow. Four hundred and 00/100. Her signature at the bottom, big round letters. In the memo line, boat storage Sept.

She clicked again, and there was the back.

L. Morrow, in block capitals. Nobody writes their own name like that.

Under it, For mobile deposit only. And a little stamp from the bank with an account number, the last four digits printed clear.

4471.

Ciara looked at it a long time.

Then she opened another window and logged into something else, and turned the screen so I could see it. The marine lender in Grand Rapids. The boat loan.

Automatic payment from account ending 4471.

“He opened that account the week he bought the boat,” she said. “I don’t have the password. I never asked for it.”

She went through all eight checks. Every back the same. L. Morrow in capitals. 4471.

“Thirty-two hundred dollars,” I said.

“Out of the company. Into the boat.” She shut her eyes. “And on the books it’s a storage bill. We take it off our taxes.”

“How long’s it been at your shop yard?”

“It’s never been at the yard.” She opened her eyes. “Our accountant asked me in February if the boat was really over at the neighbor’s. I told him to drive by. He did. It was sitting right there on your garden.”

She pointed out my window at the plywood. At the boat behind it.

“It had to be on your lawn, Lynda. If it’s anywhere else there’s no L. Morrow.”

Ninety bucks for what? I’ve got your yard.

I got up and got the notebook out of the drawer and set it down by her elbow.

“How long has it actually been there?” she said.

I opened it to the first Monday in September and turned it around for her.

Boat on beds 3 and 4. White. On a trailer. D’s.

Then the next page. And the next. I got my phone out and found the pictures. Every Monday, the trailer, the page, the date in the corner. The week in October the wheel went through the cedar. The Monday in January with ice on the hull. The Monday it sat a foot closer to my kitchen.

Ciara read every one. She didn’t skip.

When she got to yesterday’s she put her finger under Window gone and kept it there.

“I thought you liked him,” she said. “When I waved at you. I thought this was some deal you two had.”

“He did like it,” I said. “Me looking at it.”

“Yeah.” She almost laughed. “He did like that part.”

She closed the laptop.

“I signed every one of those checks, Lynda. My name’s on the front of all eight.”

Wednesday at ten

The adjuster pulled up at five to ten in a white SUV. She was about fifty, in rubber boots, with a tablet in a case.

Dalton was out on the lawn before her door shut. He had his paper and a coffee for her.

“Thanks for coming out. Dalton. This is all pretty simple,” he said.

I sat on my steps. I had the notebook on my knees and my phone in my sweater pocket.

Miguel stood at the bottom of my driveway with his hands in his jacket. Kay had her chair out on her side, like it was the crane all over again.

Ciara stayed on her own front step with her arms crossed over the laptop.

“I keep my boat at the shop yard on Route 18, it’s all on the policy,” Dalton said. “Sunday I had my driveway getting sealed, so I swung it over on the side lot for one night. One night. She comes home, she sees it, she flips out, and she gets a buddy’s crew to put a cage around it at ten o’clock at night. No gate. No permit. I’ve got it all on my camera.”

The adjuster wrote something down.

“So I’ve got a fifty-thousand-dollar boat locked in a cage I can’t get a hitch to. What am I supposed to do, leave it there? I bring in a crane. Professional outfit. The wind comes up and it swings. That’s on her fence. That’s on her.”

“Mrs. Morrow?” the adjuster said.

“It’s been there since Labor Day,” I said.

I held the notebook out to her.

Dalton laughed. “Okay. Here we go.”

The adjuster took it. She opened it to the first Monday in September and read it standing up.

I got my phone out and found the first picture and held that out too.

She took the phone, and she went back and forth between the pictures and the pages, and she took her own pictures of the pages with her tablet.

“She’s a lunch lady with a diary,” Dalton said. “Anybody can write in a notebook. You going to take a notebook over a business owner?”

“The photos have dates on them, Mr. Vanderlinden.”

“Phones get dates wrong.”

“Thirty-four of them?” She turned another page. “There’s also a survey in the back. With the line marked.”

“That’s a forty-year-old map.”

“It’s from the year the beds went in.” She tapped the date in the corner. “Your agent says your company has been paying Mrs. Morrow storage since September.”

“Ask my wife,” Dalton said. “She writes the checks. I don’t even touch the books. Ask her what she was paying for.”

He pointed across the lawn at Ciara without looking at her.

Ciara came down off her step.

“I write them,” she said. “You deposit them. Into 4471.”

Dalton turned around then.

“Get in the house, Ciara.”

She didn’t. She came across the grass in her sneakers and opened the laptop and held it out to the adjuster with the back of the September check on the screen.

“That’s not her handwriting,” Ciara said. “That’s the boat account. I’ll send you all eight.”

“You’re going to do this in my yard,” Dalton said to her. “With the whole street watching. For HER.”

“It’s her yard.”

He looked around for anybody. He looked at Kay.

Kay was standing up out of her chair.

“Dalton, you asked me first,” Kay said. “Last August. You wanted my name on a paper for your taxes and I said no, because the boat would sit on my septic field.”

Dalton stared at her.

“And then you went next door,” Kay said, “and you didn’t ask her at all.”

“Kay, you’re eighty years old, you don’t remember what you had for breakfast.”

“Seventy-nine,” Kay said. “And it was a muffin.”

Somebody down the street laughed, and then stopped.

The adjuster handed me back my notebook and my phone.

“Mr. Vanderlinden, I won’t be processing the hull today,” she said. “I’ll need the company ledger and the statements on that account. Mrs. Morrow, your house is a separate conversation with your own carrier. The fence is going to be part of it. I’ll tell you that now.”

“The fence comes down,” Dalton said. His neck was going red again. “Today. Or I sue her and I sue every one of those guys on my camera, and whatever that boat’s worth, I’ll spend it.”

Miguel was looking at me from the bottom of the driveway.

He didn’t say it. He didn’t have to.

I stood up and went down my steps and over to him.

“Cut the panel,” I said.

“You sure?”

“Cut it. The one by the street. Let him pull it out across the beds.”

Miguel got the grinder out of his truck. It took him six minutes. The panel came off in his gloves and he leaned it against my house under the tarp.

Dalton backed his truck up onto my lawn and hitched the trailer.

The wheels rolled off the new cedar. The boards I’d cut on Saturday went flat with a crack like a knuckle. Then bed two, then bed one. The seed potatoes came up out of the dirt in the tire tracks.

Two of Ralph’s tomato cages came out wrapped around the axle, and dragged all the way to the curb.

Ciara picked them up out of the street.

Dalton didn’t stop. At the corner he turned left, toward Route 18.

The glass plate

The first Monday in June I took my coffee out on the steps.

The new bay window went in the week before. Dalton’s guys did the roof corner in May. They worked two days and he never once came out of his house while they did.

The window came out of a personal account. Not the company’s. Ciara made sure I saw the name on the check.

Miguel’s crew came back and took the fence down for nothing. Three of the posts wouldn’t pull free of their footings, so they cut them off at the grass. I mow around them now.

That fence cost me thirty-eight hundred dollars, and I had it up for four days.

The four beds are just dirt. I haven’t had the heart.

Ciara came across her lawn about eight, in sneakers.

She was carrying my mother’s glass plate with the blue rim, washed. Under her other arm she had Ralph’s four tomato cages, straightened out as good as anybody could get them.

“I found the plate behind the mixer,” she said. “I’m sorry it took so long.”

“Eight months,” I said.

“Nine.” She set the cages on my bottom step. “The boat’s sold. In case you were wondering.”

She didn’t stay. She had the company books to do, she said, and she does them on Mondays now.

I carried the cages over and pushed them down into bed three, one at a time, where Ralph had them.

Then I went in and got the notebook out of the drawer by the stove.

Monday. No boat. Four cages up. C. brought the plate back.

If this story got to you, go return that dish you’ve been holding onto. Somebody next door is still thinking about it.

For more stories about family loyalties and unexpected acts of defiance, read “The Conductor Was Nineteen The Last Time He Saw Manuel” and “Mom Said They Had Nothing Left, So I Bought Their Water Heater Too”. And for another unforgettable family confrontation, check out “My Sister Showed Off My Ex-Fiancé’s Gold Bugles at Dad’s Coffin”.